INR withdrawals are processed instantly via our banking partner. Below is a tentative indication on the time it may take to receive your funds:
|Amount||Time taken for first transfer||Time taken after 24hours of first transfer|
|<25,000||< 20 minutes||< 20 minutes|
|25,000-2,00,000||< 45 minutes|
|>2,00,000||> 2 hours|
- Multiple transfers greater than 2L in a single day will take more than 24 hours on the first instance. This is a cooling period applied by our bank for new users to prevent fraud.
- Withdrawals requested from accounts that use MobiKwik wallet to deposit will take >24 banking hours to be processed. This is applied to prevent fake circulation of money via the credit card to banking accounts.
- Our withdrawals are available 24x7x365.
- Withdrawals may be delayed in case of failures/upgrades/maintenance at the banking partner's end.