INR withdrawals are processed instantly via our banking partner. Below is a tentative indication on the time it may take to receive your funds:

AmountTime taken for first transferTime taken after 24hours of first transfer
<25,000< 20 minutes< 20 minutes
25,000-2,00,000< 45 minutes
>2,00,000> 2 hours


  1. Multiple transfers greater than 2L in a single day will take more than 24 hours on the first instance. This is a cooling period applied by our bank for new users to prevent fraud.
  2. Withdrawals requested from accounts that use MobiKwik wallet to deposit will take >24 banking hours to be processed. This is applied to prevent fake circulation of money via the credit card to banking accounts.
  3. Our withdrawals are available 24x7x365.
  4. Withdrawals may be delayed in case of failures/upgrades/maintenance at the banking partner's end.